Know Your Home's Financial Power

Get a personalized mortgage report for your property — see your equity, explore financing options, and discover how to save thousands on your mortgage.

Home Equity

Track your wealth

Savings Options

Pay less interest

Refinance Rates

Live market data

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Mitchell Dunn

Mitchell Dunn

Loan Officer

NMLS #1378534

Licensed in: California · Florida · Indiana · Kansas · Kentucky · Texas

(270) 935-1038

mitchell.dunn@loanfactory.com

About Mitchell Dunn

Mitchell Dunn is a mortgage loan consultant who helps people buy their first home — and their first rental property — without needing a mountain of cash to get there.

He specializes in stacking assistance to lower out-of-pocket costs, including Down Payment Assistance (DPA) programs and seller-paid closing costs, alongside DSCR investor loans, DSCR HELOCs, and FHA/Conventional financing — including renovation loans on 2-4 unit properties. His focus is helping clients structure deals that maximize leverage while minimizing what they have to bring to closing.

Mitchell works with first-time buyers looking for a realistic, low-barrier way into homeownership, as well as investors using their first property — or their equity — to build a rental portfolio.

Through partnerships with multiple lenders, he helps clients access:

  • Down payment assistance and seller-paid closing cost strategies

  • DSCR loans and DSCR HELOCs for rental investors

  • FHA and Conventional financing, including 2-4 unit renovation loans

  • Creative structuring to reduce cash needed to close

With over 15 years in the mortgage industry, Mitchell combines deep lending expertise with modern digital tools and clear education, making the loan process easier to understand and faster to navigate.

His goal is simple: help clients structure the right loan — not just get approved for one.

What's in your report

Everything You Need to Know

Your personalized mortgage report gives you a complete picture of your home's finances — from equity to savings opportunities.

Home Equity Snapshot

See your estimated home value, current loan balance, and how much equity you've built — updated with real market data.

Estimated Net Equity

Payment Breakdown

Understand exactly where your monthly payment goes — how much is principal, how much is interest, and your payoff timeline.

Monthly Payment

Extra Payment Savings

Discover how paying a little more each month can save you thousands in interest and shave years off your mortgage.

Potential Savings

Refinance Opportunities

Compare current market rates across 15, 20, and 30-year terms to see if refinancing could lower your costs.

Best LIVE Rate

Cash-Out Options

See how much cash you could access through a cash-out refinance or home equity line of credit.

Maximum Cash-Out

Total Cost Projection

See the total cost of your home over the life of the loan — including both principal and interest payments.

Total Home Cost

Your Report in 3 Simple Steps

We Pull Your Property Data

Using your address, we gather real-time market data, your estimated home value, and public loan records.

Review Your Personalized Report

Get a clear breakdown of your equity, monthly payments, amortization schedule, and current refinance rates.

Explore Your Options

See how much you could save by refinancing, making extra payments, or tapping into your home equity.

Reviewer avatar

I had no idea how much equity I had in my home until I ran this report. It showed me I could refinance and save over $300 a month — plus I could see exactly where every dollar of my payment was going. It's the clearest picture I've ever had of my mortgage.

Sarah Mitchell

Homeowner, Austin TX

Ready to Work With Mitchell Dunn?

Get your personalized mortgage report and discover how much you could save.