Know Your Home's Financial Power

Get a personalized mortgage report for your property — see your equity, explore financing options, and discover how to save thousands on your mortgage.

Home Equity

Track your wealth

Savings Options

Pay less interest

Refinance Rates

Live market data

Rosemary Dao

Loan Officer

NMLS #1226058

Licensed in: California

(909) 668-0898

rosemary.dao@loanfactory.com

About Rosemary Dao

Rosemary Dao is a Loan Officer based at our CA-San Jose branch, where she has helped close 90 loans for our clients. Licensed in California (NMLS #1226058), Rosemary is fluent in both English and Vietnamese, allowing her to serve a diverse range of homebuyers. She is dedicated to providing personalized mortgage solutions and guiding clients through every step of the home financing process. Through our company, Rosemary can also assist with real estate services throughout California.

What's in your report

Everything You Need to Know

Your personalized mortgage report gives you a complete picture of your home's finances — from equity to savings opportunities.

Home Equity Snapshot

See your estimated home value, current loan balance, and how much equity you've built — updated with real market data.

Estimated Net Equity

Payment Breakdown

Understand exactly where your monthly payment goes — how much is principal, how much is interest, and your payoff timeline.

Monthly Payment

Extra Payment Savings

Discover how paying a little more each month can save you thousands in interest and shave years off your mortgage.

Potential Savings

Refinance Opportunities

Compare current market rates across 15, 20, and 30-year terms to see if refinancing could lower your costs.

Best LIVE Rate

Cash-Out Options

See how much cash you could access through a cash-out refinance or home equity line of credit.

Maximum Cash-Out

Total Cost Projection

See the total cost of your home over the life of the loan — including both principal and interest payments.

Total Home Cost

Your Report in 3 Simple Steps

We Pull Your Property Data

Using your address, we gather real-time market data, your estimated home value, and public loan records.

Review Your Personalized Report

Get a clear breakdown of your equity, monthly payments, amortization schedule, and current refinance rates.

Explore Your Options

See how much you could save by refinancing, making extra payments, or tapping into your home equity.

I had no idea how much equity I had in my home until I ran this report. It showed me I could refinance and save over $300 a month — plus I could see exactly where every dollar of my payment was going. It's the clearest picture I've ever had of my mortgage.

Sarah Mitchell

Homeowner, Austin TX

Ready to Work With Rosemary Dao?

Get your personalized mortgage report and discover how much you could save.